As India propels towards global eminence, its magnum-opus health insurance scheme, Ayushman Bharat Pradhan Mantri Jan Arogya Yojana , emerges as a beacon of hope, vowing to enhance affordability, accessibility, and quality healthcare for the underprivileged. With a goal of providing Rs 5 lakh per family per year for secondary and tertiary care hospitalization, this scheme aims to uplift the marginalized sections of society.

However, recent revelations from a performance audit report by Comptroller and Auditor General of India have cast a shadow over PM-JAY, exposing discrepancies spanning 2018-2021.

This report by Healthark Insights sheds light on its key findings of the audit report and conducts a thorough analysis to unravel the circumstances surrounding these discrepancies, offering insights into the scheme’s trajectory and challenges.